State Farm® Insurance Agent Ray Garfinkel

"I have been with Ray @ Stare Farm for many years and have been extremely happy with him and his team. Sheryl has been wonderful and responsive in helping me with any questions that have come up. Recently she and Ray were quick to assist me with my car. Effortless and always responsive ."

"Responsive, knowledgeable and friendly"

"Ray's been our insurance agent since 2007, and has been great to work with. He and his team are responsive to questions, proactive about ways to help cut our premium costs, informed about what kinds of insurance are appropriate as our family grows and changes, and very helpful with making claims process quickly and fairly. I enthusiastically recommend him to anyone looking for an insurance agent."

"Melissa was incredible. On short notice (same day!) she sat with me and patiently answered all my questions and found us a homeowners policy that met our needs."

"I've recently worked with Melissa, who is a member of Ray's team, and she has been very thorough, responsive and takes the initiative to follow up as appropriate to confirm all is complete and accurate."

"Ray has handled our insurance for about a decade now, and is always honest, kind, and responsive. He's never pushy, which is worth a lot since there are many insurance agents for whom "pushy" would be an understatement! I highly recommend him to anyone looking for an experienced, local insurance agent in Richmond."

"I've been a client for decades with both home and auto. Ray and his team have been fantastic to work with each and every time life has gone sideways. Their personal service and timely communications have made those challenging times easier to navigate."

"Melissa, Love working with Melissa. She always provides the answers to my questions and checks back in when changes to policy come up."

"Ray is a great agent. He was willing to take the time and listen to my concerns and then offer appropriate solutions which ultimately provided better coverage and better rates. I would highly recommend him if you are looking for a new agent."

"Melissa and the Ray Garfinkel team have helped me through a car accident, the purchase of a first home and the purchase of the second home. They've made everything as easy as possible on me."

"Melissa (the person I talked to) did a great job with our transition from an apartment (apartment insurance) to a house (home owner's insurance). She even called to remind me about a bill and was easy to talk to. This helped an otherwise stressful transition."

"Ray and his team takes good care of me and my family. I recently switched my renters insurance to state farm along with my life insurance, and Ray took great care of me in no time! I truly appreciate Ray and the team for being so patient and kind with me and it's a pleasure working with you all."

"Always super friendly and helpful!"

"Ray and his team are always great to work with. My family has been a customer now for 34 years, and they have always given us great customer service. Sheryl is excellent to work with to answer questions about coverage or handle any issues you may have!"

"Melissa was super responsive and helpful!"

"Ray has been our insurance agent for more than 25 years. He is quite knowledgeable but mostly he is sensible and knows what is reasonable for his customers. Ray strives to treat his customers like family. Hoping for another 25 years!!!"

"State Farm has served our family for over 20 years! And Ray has been a big part of that. His prompt attention, thoughtful consideration and genuine desire to understand, and then serve our family's needs has been evident time and time again."

"Very quick and helpful in setting up insurance. Sheryl was great in answering questions and helping me build the right policy."

"Happy customer of Ray’s for over 20 years. Always helpful when we call, and gets us the best deals available."

"The team was so helpful in helping me get my car insurance set up."

"I've been a client of his agency for more than 10 years now. I keep my business local whenever I can. I've always received excellent customer service with them."

"I contacted Ray on short notice for renter's insurance for a move-in only 2 days in advance, and he got me taken care of in under 20 minutes, start to finish, and for an extremely reasonable price. I couldn't be more satisfied with both Ray and State Farm as a whole"

"Melissa is always thorough, helpful and attentive to our needs. This is a great office to work with. Thank you for treating us with great customer service!"