Homeowners Insurance in and around Richmond
Looking for homeowners insurance in Richmond?
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Welcome Home, With State Farm Insurance
One of the most important precautions you can take for your family is to cover your home through State Farm. This way you can slow down knowing that your home is protected.
Looking for homeowners insurance in Richmond?
The key to great homeowners insurance.

Don't Sweat The Small Stuff, We've Got You Covered.
Ray Garfinkel can walk you through the whole coverage process, step by step. You can have a hassle-free experience to get an insurance policy for everything that’s meaningful to you. We’re talking about more than just protection for your furnishings, linens and electronics. Protect your family keepsakes—like souvenirs and mementos. Protect your hobbies and interests—like musical instruments and sound equipment. And Agent Ray Garfinkel can share more information about State Farm’s great savings and coverage options. There are savings if you choose a higher deductible or have home security devices, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Whether you're prepared for it or not, the unanticipated can happen. But with State Farm, you're always prepared, so you can laugh and play knowing that your belongings are covered. Additionally, if you also insure your auto, you could bundle and save! Contact agent Ray Garfinkel today to go over your options.
Have More Questions About Homeowners Insurance?
Call Ray at (804) 288-5470 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Hurricane evacuation and preparedness plan
Hurricane evacuation and preparedness plan
Preparing for a hurricane and having an evacuation plan can help keep you, your family and pets safe, and may help protect the property you leave behind.
Boost your home pool safety
Boost your home pool safety
Safety reminders and guidelines to make sure your swimming pool or hot tub is ready for the season.

Ray Garfinkel
State Farm® Insurance AgentSimple Insights®
Hurricane evacuation and preparedness plan
Hurricane evacuation and preparedness plan
Preparing for a hurricane and having an evacuation plan can help keep you, your family and pets safe, and may help protect the property you leave behind.
Boost your home pool safety
Boost your home pool safety
Safety reminders and guidelines to make sure your swimming pool or hot tub is ready for the season.