Life Insurance in and around Richmond
Get insured for what matters to you
Life happens. Don't wait.

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- Glenside & Broad
- U of Richmond
- Scott's Addition
- The Boulevard
- The Fan
- VCU
- Lakeside
- Ginter Park
- Henrico
- Chesterfield
- Glen Allen
- Mechanicsville
- Hanover
- Hopewell
- Midlothian
- Short Pump
- Forest Hill
- Carytown
- Libbie & Grove
Be There For Your Loved Ones
When you're young and just starting out in life, you may think you don't need Life insurance. But it's a perfect time to start looking into Life insurance to prepare for the unexpected.
Get insured for what matters to you
Life happens. Don't wait.

Wondering If You're Too Young For Life Insurance?
Life can be just as unpredictable when you're young as when you get older. That's why there's no time like the present to get Life insurance and why State Farm offers multiple coverage options. Whether you're looking for level or flexible payments with coverage to last a lifetime or coverage for a specific number of years, State Farm can help you choose the right policy for you.
Did you know that there's now a life insurance option available that's perfect for a person who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really be of good use when it comes to paying for final expenses like medical bills or funeral costs. Don't let these expenses burden your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Ray Garfinkel for a free quote on Guaranteed Issue Final Expense
Have More Questions About Life Insurance?
Call Ray at (804) 288-5470 or visit our FAQ page.
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Simple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Ray Garfinkel
State Farm® Insurance Agent
Simple Insights®
Life insurance at every age
Life insurance at every age
If you're wondering when to get life insurance, there's no better time than today. Let's take a look at how your life insurance needs may differ by age.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.